(246) 629 1001
Violet Hse Best Complex Upp C'more Rk, St Michael, Barbados
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PRIVACY POLICY

OUR COMMITMENT TO YOUR PRIVACY

Quality Insurance Brokers & Financial Services Ltd along with its industry partners has an obligation to respect your rights to privacy and to safeguard your information.In accordance with the requirements from the compliance and regulatory bodies, we have further strengthened our privacy commitment and we seek to help you understand what data we collect, why we collect it and what we do with it. You can be assured that our goal is always to handle your personal information in a manner that would be considered reasonable and appropriate in all circumstances.

INFORMATION WE COLLECT

We may need any or all of the following personal information:-

  • Basic Information such as your name, address, telephone and fax numbers, email address, birth date and marital status
  • Claims history
  • Credit and past payment history
  • Driving records
  • Employment information
  • Details about your assets or liability exposures
  • Medical information
  • Copies of your identification, proof of address, corporate documents, accounting records etc.
WHY WE COLLECT INFORMATION

When you first become a client or whenever you acquire or amend a product from us, we need to collect some of your personal information. Additional information can also be requested at the renewal of a product if there is a change in terms and conditions. Common purposes for which we may collect your personal information are to:

  • Enable us to acquire or renew your insurance policy
  • Assess your ongoing needs for insurance
  • Ensure your information is accurate and up-to-date
  • Satisfy legal requirements
  • Protect all parties from error or fraud
HOW IS YOUR INFORMATION PROTECTED

In order to protect your personal information and right to privacy, we will

  • Not collect, use or disclose your personal information for any purpose other than those that are mentioned to you or otherwise mandated by legislation
  • Keep your personal information only for as long as we need it to fulfill statutory requirements
  • Maintain your personal information in as accurate, complete and up-to-date form as possible
  • Safeguard your personal information to the best of our ability
  • Respond to any request from you to access or correct your personal information
  • Obtain the appropriate consent, if required, from you for the collection, use or disclosure of your personal information
HOW WE COLLECT INFORMATION

We may collect information from any or all of the following parties:

  • You
  • Insurance Companies
  • Other insurance brokers or agents
  • Credit organizations
  • Motor vehicle and driver licensing authorities
  • Financial institutions
  • Medical professionals
  • Law enforcement institutions and Fire Service
  • Professionals such as adjusters, surveyors or attorneys etc.
  • Garages
  • Real estate and appropriate valuers
  • Regulators and Statutory bodies
WHO MAY ACCESS YOUR INFORMATION

For many of the purposes mentioned above, we may need to share your personal information with any or all of the following parties to best serve your needs.

  • Insurance companies
  • Reinsurers
  • Other insurance brokers or agents
  • Financial institutions
  • Law enforcement institutions and Fire Service
  • Professionals such as adjusters, surveyors or attorneys etc
  • Regulators and Statutory bodies
PRIVACY INTERNET COMMUNICATION

As the privacy of communication over the internet cannot be guaranteed, we do not assume any responsibility for any harm loss or damage that might occur during the process of sending or receiving of personal and confidential information.